Eduloans


Year of Establishment	2005	2001	2013
Student Loan Size	$22.9 Billion	$26 Billion	$4.5 billion
Loan types	Undergraduate, Career Training, Parent Loans, K12 Loans, MBA, Medical School, Medical Residency, Dental School, Dental Residency, Law School, Bar Study, Graduate	All Graduate/Undergraduate studentswith atleast half-time enrolled in a degree program at an eligible institution.	Undergraduate, graduate, MBA, law, dental, medical, international, refinancing, parent refinancing
Rate types	Fixed and Variable	Fixed and Variable	Fixed and variable
Interest Rates*	"Variable: 2.75% - 10.65%, Fixed :4.74% - 11.85%"	Variable: 3.14% - 11.88%, Fixed:4.09%- 13.03%	Variable: 2.74% ( Starting), fixed : 4.39% ( Starting)
Loan terms (Years)	5, 10, 15	5, 10, 15	5, 10, 15
Loan amounts	$1000 up to the cost of attendance	$2,000 to $200,000	$5,000 to school-certified cost of attendance
Application or origination fees	No Fees	No Fees	No Fees
Discounts	Autopay	Autopay	Autopay
Repayment Options	- In-school interest only - in-school fixed -in-school deferment - immediate repayment	"In-School Interest Only, Pay Deferred Repayment Minimum Payment ($25)"	Yes, options available
Deferment or forbearance hardship options	Available	Available	Available
Co-signer release ( Months plus timely payment)	12 Months	24 Months	No Cosignor release
BBB rating	A+	A+	A+

Year of Establishment

2005

2001

2013

Student Loan Size

$22.9 Billion

$26 Billion

$4.5 billion

Loan types

Undergraduate, Career Training, Parent Loans, K12 Loans, MBA, Medical School, Medical Residency, Dental School, Dental Residency, Law School, Bar Study, Graduate

All Graduate/Undergraduate studentswith atleast half-time enrolled in a degree program at an eligible institution.

Undergraduate, graduate, MBA, law, dental, medical, international, refinancing, parent refinancing

Rate types

Fixed and Variable

Fixed and variable

Interest Rates*

"Variable: 2.75% - 10.65%, Fixed :4.74% - 11.85%"

Variable: 3.14% - 11.88%*, Fixed:4.09%- 13.03% *

Variable: 2.74% ( Starting), fixed : 4.39% ( Starting)

Loan terms (Years)

5, 10, 15

Loan amounts